Foreclosure Alternatives in Tampa

Posted by on May 21, 2015 in Foreclosure Alternatives, Uncategorized |

  1. Deed in Lieu of Foreclosure

When a homeowner willingly gives name of the property to some mortgage company is a deed in lieu of foreclosure. In order to avoid the consequences of a foreclosure, an action in lieu of foreclosure could help some of the homeowners who are keen on walking away from the property. Often lender’s will accept a deed in lieu of foreclosure because it can bring closure to the matter more efficiently than filing for foreclosure and save them money on legal fees.

  1. Short Sales

The homeowner and mortgage company agree to sell the home for less than the amount owed on the mortgage in a short sale. For homeowners who have no equity in the property – short sales may be a good option and want to abandon the home without going through foreclosure. To homeowners, short sales are valuable because they are able to walk away from the property without a lengthy legal battle and can reduce the damage done to their credit score.

  1. Loan Modifications

To one or more of the terms of your mortgage agreement – a loan modification creates a permanent change. Also a loan modification can lower your monthly payment by reducing your interest rate, eliminating late fees, lowering your principal balance and extending the time to repay. Loan modifications are intended to offer homeowners a long-term solution to their mortgage problem.

But, obtaining a loan modification is not always a easy and straightforward process. You should not go through the process alone if you are seeking a loan modification. Competent legal representation can raise the chances of the lender approving your request and make the terms of the modification more positive to you.

Alt-to-Foreclosure

  1. Bankruptcy

A reorganization bankruptcy is chapter 13; it gives you the chance to reorganize your debt into a more manageable payment. Additionally, it may provide up to five years to catch up on missed mortgage payments without being charged extra interest from your lender.

Also Chapter 13 may let you to remove a second mortgage from your home. If you have two mortgages on your house you may be able to remove a second mortgage in bankruptcy and your main mortgage exceeds the present market value of the property. And once the mortgage is removed from the property, it will be treated like any other unsecured debt in the bankruptcy.

The court will automatically enact a stay when you file for bankruptcy. The stay requires all collection actions against you to stop right away. Collection agencies and creditors won’t be able to contact you, repossess your property or garnish your wages while the automatic stay is in effect. So, the stay on foreclosure can give you time to put in order your finances and rise a legal challenge to the foreclosure.

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  1. Fight the Foreclosure

You have many legal rights as a homeowner that you can assert against your mortgage company. With aggressive and skilled legal representation you may be able to stop the foreclosure and even productively countersue your mortgage company. All home foreclosure actions must be administered by a court under Florida foreclosure law and follow all of the essential court procedures. The lender will have to go to court to foreclose on your home, and that gives your attorney a chance to prepare and raise legal defenses on your behalf, and countersue your mortgage company. For example, if there have been some violations in lending laws and practices you may be capable to stop the foreclosure and productively sue your lender for their lending violations.

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Florida DUI Law – Field Sobriety Tests

Posted by on May 21, 2015 in Field Sobriety Tests, Uncategorized |

It is likely that the officer is going to ask the driver to do a field sobriety exercise if a police officer thinks a driver is using a vehicle while under the influence of alcohol or drugs. Field sobriety exercises are planned to test a person’s mental and physical capabilities. Field sobriety tests are coordination and agility based exercises that can be difficult to carry out even if you are not under the influence of alcohol or drugs. You should contact a Tampa DUI attorney right away if you performed a field sobriety exercise and were arrested for DUI. The DUI lawyers can challenge the validity of the exercise and try to lawfully get the test thrown out of court.

Also, field sobriety exercises aren’t always a precise indicator of whether or not a person is under the influence of alcohol or drugs. There are many factors that can cause a totally sober driver to appear intoxicated and fail a field sobriety exercise. For example, lack of proper instruction by the police officer, the weather, physical condition of the driver, traffic distractions and type of shoes the driver is wearing can all be factors that reduce the consistency of these exercises.

Palm Springs Police Officer Simon Min, left, gives a field sobriety test to a driver who Min suspects has had too much to drink in Palm Springs on Wednesday, April 2, 2008. Min originally stopped the driver for a burned out headlight. After passing the Breathalyzer test, Min let the driver go free. Min has recently received a statewide award from Mothers Against Drunk Driving for his diligence in getting drunk drivers off the road.

In determining whether or not a driver has failed a field sobriety test, police officers have been given discretion. The police officer will personally determine if the driver has either performed to standard, failed or passed the test. For drivers, this can be problematic because in many cases the police officer already suspects the driver is intoxicated and basically performs the exercise to boost the evidence against the driver. So, from refusing to participate in a field sobriety exercise most drivers will benefit. According to personal injury attorney in tampa, field sobriety exercises are voluntary unlike chemical tests for drug and alcohol use, and the driver can refuse to participate.

Used by Florida Police Officers these are the three Standardized Field Sobriety Tests:

Sobriety checkpoint sign with vehicle light trails approaching on road

  • One-Leg Stand – In this test, the police officer will ask the driver to stand on one foot with the other foot lifted six inches off of the ground. Then, the officer will ask the driver to count out loud by thousands (for example 1001, 1002. . .) while maintaining her or his balance. And the driver is expected to continue counting until the officer demands him to stop. For about thirty seconds the One-Leg Stand exercise should last.
  • Horizontal Gaze Nystagmus – Nystagmus refers to an involuntary jerking motion in the eyes. The police officer will hold an object (usually a pen) in front of the driver, during the HGN exercise and ask the driver to follow the object with his eyes. If his eyes begin twitching or if the driver is not capable of following the object this is viewed by police officers as a sign of intoxication or drug use.
  • Walk and Turn – In this test the police officer will instruct the driver to take a few steps in a straight line at the same time as touching heel to toe, and then turn around and do again the action in the opposite direction.

A police officer can request the driver to do other non-standardized field sobriety exercises in addition to these three exercises. These non-standardized field sobriety exercises can include the counting backwards, finger-to-nose test, recitation of the alphabet, and some other balancing exercises.

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Florida DUI Law – DUI Penalties

Posted by on May 21, 2015 in DUI Penalties, Uncategorized |

A serious offense in Florida is driving under the influence of alcohol or drugs. You can be subjected to harsh penalties that make an overwhelming impact on your life if convicted of DUI. You should contact Florida Law Advisers to speak with a Tampa DUI attorney right away if you have been arrested for DUI. An attorney can help you to fight the charges by developing a complete legal strategy derived from the specific facts of your case. These attorneys have years of experience helping clients defeat DUI charges, and can be able to use their experience and skill to get the charges against you dropped. To begin preparing for your defense or for answers to your questions you can call them to schedule a free confidential consultation.

Florida DUI Penalties

First Offense

  • Fines up to one thousand dollars
  • Up to nine months in jail
  • Vehicle Impoundment for ten days
  • DUI counseling
  • License suspension for up to one year
  • Probation for up to one year
  • Fifty hours of community service
  • If driver is a non-U.S. citizen – possible deportation
  • Vehicle ignition interlock device installation

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Second Offense (inside five years)

  • Fines up to two thousand dollars
  • Up to twelve months in jail
  • Mandatory DUI counseling
  • License suspension for up to five years
  • Vehicle Impoundment for thirty days
  • Fifty hours of community service
  • Vehicle ignition interlock device installation for up to two years
  • Probation for up to one year
  • If driver is a non-U.S. citizen – possible deportation

Third Offense (within ten years)

  • Up to five years in prison
  • May be charged as a felony offense
  • Mandatory DUI counseling
  • Fines up to five thousand dollars
  • Vehicle Impoundment for ninety days
  • Fifty hours of community service
  • License suspension for up to ten years
  • Probation for up to five years
  • If driver is a non-U.S. citizen – possible deportation
  • Vehicle ignition interlock device installation for a minimum of two years.

Also there are penalties for driving with a suspended license

  • First Offense is a second degree misdemeanor punishable by imprisonment of up to sixty days.
  • Second Offense is a first degree misdemeanor punishable by imprisonment of up to one year.
  • Third or subsequent offense is a third degree felony punishable by imprisonment of up to five years.

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Florida DUI Law Firm Defending Your Rights

These penalties which are described above are general in nature, personal injury attorney tampa DUI penalties will differ based on the specific facts of every case. Also, there are many circumstances in DUI arrests which may either decrease or increase the penalties for a DUI conviction. For example, a DUI case that involves injury to another person can result in more severe penalties than those listed above. You should speak with a DUI attorney for any further information or advice on your specific case. They can help you and to tell you more about your problem and to help you to resolve it fast. As you can see, some first offenses are still dangerous so it is much better to avoid them all.

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DUI Lawyers in the Tampa

Posted by on May 21, 2015 in DUI Lawyers, Uncategorized |

Devoted to defending drivers who are accused of DUI in the Tampa, Florida Law Advisers has a team of attorneys. In every type of DUI cases the team of Tampa DUI attorneys can protect clients, as well as representing and scheduling their clients at Florida Department of Motor Vehicle and Highway Safety hearings.

Keep in mind that in it can result in devastating consequences for the driver a DUI conviction. A Florida DUI conviction can cause: license revocation or suspension, mandated counseling, hefty fines, higher insurance premiums, a lengthy prison sentence and ignition interlock device installation. You should schedule a free consultation with one of DUI attorneys in Tampa right away if you are arrested for a DUI. The team of  DUI lawyers in Tampa will go through every feature of your case in order to develop a complete strategy to attack the charges against you.

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Contacting an experienced DUI attorney for legal advice is the first thing anyone should do after a DUI arrest in Florida. The FHSMV – Florida Department of Highway Safety and Motor Vehicles will perform an automatic suspension of your license starting 10 days immediately after the DUI arrest. The Florida Department of Highway Safety and Motor Vehicles suspension will be independent of any criminal action by the State Attorney’s Office. Within ten days of the arrest to contest the automatic suspension, the driver has to file an appeal with the FHSMV. At Florida Legal Advisers, a Tampa DUI attorney can file an appeal with the Florida Department of Highway Safety and Motor Vehicles on your behalf and can be able to get you a temporary driver’s license that will let you to drive for up to forty two days while your challenge with the Florida Department of Highway Safety and Motor Vehicles is pending. A DUI attorney can challenge the legality of the suspension at the FHSMV hearing and also fight to have your driver’s license completely reinstated.choose-your-ride-drink-drive-jail

Getting Evidence Against You Thrown Out of Court

On order to suppress evidence that may otherwise be used to incriminate their clients in many cases their JohnBales Tampa DUI attorneys are able to file motions. And the evidence against the defendant will be inadmissible in court if a motion to suppress is granted. For example, anything obtained by the officer after your car was stopped will be prohibited at trial if there are grounds to support a motion to suppress the initial traffic stop. Also, if the officer didn’t have a valid reason to pull you over, that can be grounds to support a motion to suppress. DUI attorneys at Florida Law Advisers know precisely what is required to comprise a valid traffic stop and can recognize a potential traffic stop that was invalid. For a motion to suppress evidence against you from being brought into trial it is very important that you hire an experienced DUI lawyer in Tampa who can exploit and recognize any possible grounds. Between being found guilty and having the charges against you dropped a successful motion to suppress – it can be the difference.

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Domestic violence Tampa  

Posted by on May 19, 2015 in Domestic violence, Uncategorized |

Regrettably, all over the country domestic violence happens in many homes. If an appropriate action is not taken, abusive relationships can be very a unsafe situation for the abused child, spouse and also other family members. In order to speak with a domestic violence attorney right away you should contact Florida Law Advisers if you are being abused by a household or family member.

Domestic abuse doesn’t require actual physical violence under Florida law. So, it is enough for the law to take action a reasonable conviction that you are about to become the victim of violence. Additionally, the aggressor doesn’t need to be a spouse or other family member. if you didn’t know domestic violence can involve former spouses, boyfriends, children, girlfriends, or another person who is presently live with you in your home.

Also, very important thing is that you should contact the police if you are fearful that you may be the victim of domestic violence. Plenty of cases go unreported out of psychological manipulation, fear or promises by the aggressor to stop the abuse. Additionally to contacting the police, you should look for the counsel of an experienced family law attorney. In order to help protect you from further abuse a Florida domestic violence attorney can take immediate action. Their professional legal team can appeal the court to issue an order of protection and some other legal actions in order to help put an immediate end to the abuse.

Abuse

An order of injunction or protection for protection against domestic violence can forbid the aggressor from having any future contact with you, and involve the immediate removal of the aggressor from your home without any warning to the abuser. Also, the abuser can be required by the court to provide you with provisional alimony and child support. A Florida court can order the aggressor to be present at substance abuse counseling, anger management counseling and psychological evaluations. A domestic violence attorney can explain all of your rights in detail and help you get the relief what is the best for your individual situation.

Florida Law Advisers is dedicated to protecting victims of domestic violence. Also, at Florida Law Advisers you can count on the support you deserve together with the strong advocacy of your rights in these important matters. Their compassionate and professional legal team will be with you every step of the way in order to ensure that you are adequately protected and well-informed.

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Enforcement of a Court Order

A court order is an administrator decree by a judge that either authorizes or requires a party to take particular action. In divorce cases, a judge will usually issue a court order with respect to alimony, child support and child custody, and every party will be legally obligated to obey with the court order. You should look for the advice of a family law attorney in the Tampa Bay area if your ex-spouse has failed to comply with the terms of a court order.

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